Is everyone with a license who lives in my house covered on my Auto Insurance?

Is everyone with a license who lives in my house covered on my Auto Insurance?

I live in the state of Illinois. My step son has had his own car for 2 years. But it broke down and he needs to get around til it's fixed. I've been letting him drive my car back and forth to work. A friend from work told me that unless he is listed as a driver on my insurance he isn't covered in case of an accident. I always thought that as long as the person driving the car was a licensed driver they were covered. Is my friend right or am I right?

 

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Do you buy the car first then get insurance or the other way around?

How could you get insurance if u don't have a car to fill out the car quotes info like millage, make, year, and so forth if u did not buy the car as yet?

 

 

Im 15 planning on getting license when 18 need know how much insurance will cost?

ok i am 15 and parents told me i can get my license if i can afford insurance i just need to know how much it will cost when im 18 cause i need 2 years driving experience before i can get my license.. how can i find this out.i havent gotten my perrmit yet plan on getting it on my b-day when my parents leave me alone..my little 16th b-day present to me

 

 

Do i need car insurance?

i am turning 16 soon and i am wanting to buy a cheap truck that's about $1500. I wont be able to afford insurance since i will have to be on my own insurance plan and it would be about $200 a month. since i wont care about the truck if it gets damaged and since its so cheap i didn't know if their is a way i could just get like liability or something? also I live in missouri. Thanks

 

 

Question about applying for health insurance?

Okay so I applied for medi-cal a few weeks ago and I didn't qualify, because i have more than $2000 on my savings account. I'm twenty one years old living with my parents and going to college with no job; would I qualify for Cover California?How much money can I have on the bank to qualify?

 

 

Sue other persons car insurance company!

I was hit from the back while sitting in traffic and the insurance company did not pay to fix my car. how would i go about suing that insurance company and what do i need?

 

 

How much is it for car insurance for a 16 yrs old in long island ny?

i am gonna be driving a ford station wagon 1989 escort

 

Is everyone with a license who lives in my house covered on my Auto Insurance?

I live in the state of Illinois. My step son has had his own car for 2 years. But it broke down and he needs to get around til it's fixed. I've been letting him drive my car back and forth to work. A friend from work told me that unless he is listed as a driver on my insurance he isn't covered in case of an accident. I always thought that as long as the person driving the car was a licensed driver they were covered. Is my friend right or am I right?

 

16 Year Old Car Insurance!?

Whats up! Im 15 right now and looking at cars cause im excited about driving. Im probably going to get a 2005-07 mazda3 cause im going to be paying for it. Question: How much did YOU pay for insurance and how much do you suppose i will pay for insurance? Also is the mazda3 a good car. Plz i dont need links and i dont need trolls.

 

 

What's a good first car for low insurance?

I'm buying a first car soon, and I don't want the insurance to go through the roof. My mom offered to just give me her 3-Series but I'm afraid it'll make our rates go up if I'm the primary driver, but I know nothing about insurance so help me out here... I don't really care what the car is AS LONG AS... It is 1995 or newer Has the basics (power steering, air conditioning) Reasonably comfortable Reasonable gas mileage--doesn't have to be too great NOT a Honda. At all. I really hate Hondas with a passion and that kind of lowers the list, but oh well.. It doesn't really need all the fancy bells and whistles--just needs to be comfortable, cheap-ish insurance, and easy to fix. I'm looking into Buicks right now. My mom said she likes the Scion tC, and I don't really mind either (but it does look kind of girly). Any other good options? Thanks!

 

 

Massachusetts Health Insurance Premiums highest in country?

I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA? The report by the Commonwealth Fund, a nonprofit health care foundation, showed that the average family premium for plans offered by employers in Massachusetts was $13,788 in 2008, 40 percent higher than in 2003. Over the same period, premiums nationwide rose an average of 33 percent. Now, the Commonwealth Fund report projects that without significant cost reforms, an annual family premium in Massachusetts will soar to $26,730 by 2020. http://www.boston.com/news/health/articles/2009/08/22/bay_state_health_insurance_premiums_highest_in_country/ America are you ready for Hope and Change?

 

 

Do I have to use my insurance check to fix my car?

someone hit my car and I received a payment from their insurance. Do I have to get my car fixed or not. It's not major damage it's just a broken light and some scratches and they wanted to charge me like a thousand.

 

 

1yr with my license and I want a new car, will insurance be high?

I have about 12 months with my license. I have had 2 accidents. One was from the snow last january, but I didn't hit any car. The second one was this september and it was for careless driving. Now im thinking of getting a used car by august. A car around 5-8gs, and im planning on financing it. And putting full coverage on it, because now I have a baby on the way. Does anyone think I should get a car or will my insurance be to much? How long should I have my license before I get a car around $10,000?

 

 

I got car insurance and it allows me to drive other peoples cars on my insurance?

if i were to buy another car, 2nd car will i be able to drive that without registering to any insruance company? i wont be selling my 1st car, it will still have the insruance, and the insruance it has allows me to drive other cars, but im not sure if the other cars also need insurance from a company

 

 

Please help with this health insurance problem...?

As an immigrant to the US with no job or citizenship, only holding an American Visa, and in a month to have a Green Card, what can you tell me about getting a health insurance? any information available and any websites please.

 

 

Drive new car on an old insurance policy?

Hi all, I have got fully comp insurance on my car, but I have just sold it. Now I have bought a new one can I drive my new car on my insurance policy without changing it and be covered third party? If the answer is yes will it cause any problems for the person I have just sold my old car to?

 

 

Insurance Broker Question?

On average how much does an insurance broker make in california? Or how much just a well rounded guess nationwide it does not matter... When an insurance broker gets commision from a company for helping them get more customers...around how much percentage does he cut from the company?

 

 

My parents need my drivers license number to get an insurance quote. Can they see if I got a ticket?

In early January, I got a speeding ticket. I paid it off right away with Christmas money, that way I didn't have to tell my parents. Now, my parents say that they need my drivers license number to get a quote on insurance. By getting a quote on insurance, can they see that I got a ticket?

 

 

When you get rear ended by a car, does your insurance rate go up?

Will getting your car rear ended, or getting into any situation that isnt your fault, cause your insurance rate to go up?

 

 

Why are my insurance quotes so high?

I live in New Jersey, Plan on buying a 2012 mazdaspeed3. I am 18, which of course will make my policy higher. Currently, my car insurance runs around 300/mo on my parents policy. I cannot join their policy with the new car as it will be registered to me. The following are the rates ive been quoted Progressive - 6 month policy, $5,000 + $1,200 due at start-up Cure - 6 month policy, 6,200 + 1100 due at start-up Liberty Mutural - 6 month - 5200 + 1500 start plymouth rock - 6 month - 2,2009 + 679 start Why are these all so expensive? and why do they only offer me 6 month policies? thanks in advance!

 

 

How can I get medical insurance if I have a history of pancreatitis?

I've never had medical insurance b/c I've never had a reason too. Never had any major sickness before now, never a broken bone and never sprained anything. My pancreas suddenly became inflamed. It wasn't caused by drinking, I hate the stuff! I believe it was caused by smoking. I've had a few episodes of pancreatitis and was hospitalized once in which it cost an arm and a leg. Should have went to the hospital this last time, but I was so scared of the extra costs. Your pancreas is a major organ. You can't live without it. Am I going to just have to grin and bare it and leave a debt to my family when I die?! I tried applying for the discount but I wasn't eligible b/c I don't have a job. I haven't had one in 4 years. What are you to do. No insurance company will accept me due to the medical problems. I'm scared of what I'll be charged, but even more scared of the pancreas killing me.

 

 

Driving from california to texas?do i really need insurance and a license?

im moving from california to rowlette,texas in two weeks but the problem is im going to drive out there its going to be me and my bf the thing is the car is under my name & i have the tags & papers but i don't have insurance & my license.Is this a big deal can i still drive out there as long as i drive carefully well im not driving its my bf his better at driving & he has his permit but im 18 & they say he can drive with a person 18 and older.what can i do i already called the insurance company & the lady said its not worth getting insurance if its only for a few weeks cuz when i get to texas i have to get new insurance.What can i do what do you guys recommened i do...i think that i can get out there without the legal stuff like insurance & a license..my sister drove all the way to arizona with no license & she didnt get caught cuz she drove carefully...

 

 

Is it illegal to drive car if you personally don't have car insurance?

Let's say a teenager doesn't have car insurance and he has his license. His car is registered in his parents name and the teenager isn't under the family car insurance. The teen drives his car and gets wrecked in a accident. Now will he be protected because the car is under his parent's insurance and they let him use the vehicle?

 

 

Health insurance in America?

I'm in Australia and very curious about health insurance! What is medicaid? What happens if you have no insurance or medicaid and you have a baby?

 

 

Do you need car insurance to get drivers license in Texas?

I'll give the BEST ANSWER award to the person who knows what they're talking about and not just guessing at things.

 

 

Price of insurance on a scooter for a 17 year old?

Ive been looking at a Pulse Lightspeed 2 125cc Sports Scooter Automatic Twist and Go, is it a good first scooter for a 17 year old and how much is the insurance around. If not a good scooter could you give some examples of good ones in the comments.

 

 

How much would it cost to get a car?

Im 17 and have applied for my practical test but once i pass how much will it cost to get a car, insurance, tax and MOT. im not looking for a great car just a small car, a polo would be nice.

 

 

I've been pulled over last night no insurance and no L plates HELP ME PLEASE?

Hello, I'm a genuine person, who has had a bad past with motoring, 3 - 4 years ago i was a maniac, a complete ideot who defied everything that was said and told to him( been caught for no insurance and disqual driving and driving without a license x15 times but after relizing what a ideot i was i decided to go the straight and narrow, so i got my license back last august with 6 points on it, they aint due to clear till next year although they are dated 2009?! any way, i own a decent 09 bike, that isnt cheap and i was what i thought fully insured (otherwise i wouldnt have driven and risked loosing my bike) anyways i got pulled over last night for speeding, and it came apparant i wasnt insured :O i rang my girlfriend and got her to produce the paperwork, they couldnt get hold of my insurance company due to they were shut at 10pm at night :S so they decided to seize my bike!:@ they give me a gypsys warning about the speeding, and refered me to court for no insurance no L plates, my arguement is, after going home and checking my bank, i have been driving for 3 months uninsured ( i really had no intention of doing so) i had thought that when my giro money lands into my bank acc swintons took it out the same day so i never defaulted, but this is not the case and i have defaulted. so i have insured my bike immediately after relizing what has happened and im going to get it out the impound in a minute (15 hours later after being seized) but the genuine thing is i've always had a rear L plate till 4 days ago when it snapped and i was waiting on my giro to come to purchase a new one, however i know that is no excuse but its the truth! what can i say to the judge to not get myself banned! the L plates situation is difficult because there like1 to buy but i have 0 pence! and i run my bike of scrap yard petrol ( filtered runs sweet) and i will take full admission to only ever having one L plate on my bike and explain my situation but what can i say or do so i dont get banned!? im really stuck with this one, it really is annoying as i had no intention to drive without insurance?! thanks guys

 

 

Am I getting a bad deal from the Car insurance Company?

Back in October of 2010I was involved in a Hit and Run Accident. The Guy that hit us was found a few days later and we filed against his insurance. Me and my Fiance both went through Physical therapy for our backs. Medical bills totalled about 5K for me and about 8K for her. There were times when she was in tears because her back was hurting so bad. She Couldnt work some days either and she is self employed and works from home as a graphic Designer. I missed some days of work too but my pain was not near as much as hers. State Farm Called and offered a settlement with me to pay the 5k to the Doctor and then a $1000 check to me for my pain and suffering. They called my Fiance to settle but she did not answer. My guess is they will probably offer her the same. Is Paid medical bills plus $1,000 fair? We missed work from it. Delt with stress and Physical therapy for about 3 months and not to mention all of the inconveniences associated with getting the car fixed and also dealing with insurance stuff. The guy that hit us was found a few days later but never offered a good excuse as to why he hit us and then ran. He originally filed a false claim with State Farm and said that he hit a tree and not another vehicle. It was all overturned against him once Geico called them and submitted the police report. Should I get a lawyer? I honestly feel like we should be getting more. Especially my Fiance but if it's fair It's fair. Can anyone help?

 

 

How do I get health insurance for my newborn?

I am 6 months pregnant and 21 years old. I am still on my parents' health insurance, as I am an unemployed student. My boyfriend, who is an independent, is an unemployed student as well. He is currently uninsured and, as we have found, is uninsurable due to the fact that I am pregnant. My parents' health insurance WILL NOT cover grandchildren (dependents of dependents) and so my baby will not be covered on their plan. Individual health insurance plans will not cover my infant until up to 30 days AFTER he is born (and we can apply for medical insurance for him). How do I secure health care coverage for him BEFORE he comes so he can start going to the pediatrician immediately?

 

 

How much does one pay per year for auto-insurance for a small city car in the UK?

How much does one pay per year for auto-insurance for a small city car in the UK?

 

 

Im an 18 year old male and im about to get my drivers license for the first ime ,how much is my insurance ?

about how much is my insurance looking to cost me ???

 

 

Car Insurance Online Chat?

Does anyone know if there is a car insurance company that offers online chat with a representative? If so, which one? A lot of the ones I am looking at ask for all of your information and if when I call others they put you on hold for a long time!

 

Is everyone with a license who lives in my house covered on my Auto Insurance?

I live in the state of Illinois. My step son has had his own car for 2 years. But it broke down and he needs to get around til it's fixed. I've been letting him drive my car back and forth to work. A friend from work told me that unless he is listed as a driver on my insurance he isn't covered in case of an accident. I always thought that as long as the person driving the car was a licensed driver they were covered. Is my friend right or am I right?

https://www.linkedin.com/pulse/how-get-quotes-your-auto-insurance-thomas-chapman/